Citi Diamond Preferred Card – A Friend For Unhealthy Wallets


citi-diamond-preferred-card-9164566You may or may not have heard about the Citi® Diamond Preferred® Card. Here is an option for you to know more about the features and highly affordable fee structure for this innovative card from the reputed Citi Cards to have a look and recommend to your friends and relatives. My first look on the features of this card attracted me a lot and that is the reason this article has been generated.

Core features of Citi Diamond Preferred Card:

Annual Fee: No Annual Fee

Purchase APR: 0% Intro APR on purchases for 21 months; after that the variable APR will be 11.99%-21.99%, based on your creditworthiness

Balance Transfer APR: 0% Intro APR on balance transfers for 21 months; after that the variable APR will be 11.99%-21.99%, based on your creditworthiness

Included Services

Personal Concierge Service

You can access your concierge services through VIP desk by either calling 1(800) 741-5359 or visiting Program details will be provided upon cardmembership.

Access to Special Events and Discounts

With your Diamond Preferred card, you will have access to exclusive events and experiences available via Citi PrivatePass. You can access Private Pass online at In addition, you will receive discount offers through your statements and emails. Thus, it is important to update your account information with your email address at Program details will be provided upon card membership.

Price Protection

If you buy something with your Citi® card and then see it advertised in print for less within 60 days, you will receive a refund for the difference up to $250 (excludes Internet purchases and certain items).

Retail Purchase Protection

Provides coverage for most items you purchase with your Citi Card if damaged or stolen within 90 days of the date of purchase.

Extended Warranty2

The terms of the original manufacturers’ U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.

Travel & Emergency Assistance2

You’re protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.

Trip Cancellation / Trip Interruption Insurance

Use your Citi card for your common carrier tickets and you may be eligible to receive reimbursement, up to $1,500, if your trip is cancelled or interrupted for a covered reason.

Lost Luggage Coverage

Provides up to $3,000 in lost luggage coverage for you and your dependents when you charge your entire common carrier fare with your Citi Card. This benefit covers permanently lost, stolen or damaged baggage or personal articles checked with a common carrier.

$0 Liability on Unauthorized Charges

Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made with your card.

Flexible Payment Terms

Choose to pay your bill in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.

Additional Cards

Getting additional cards is easy. Just call the number on the back of your credit card. Please allow 3 weeks to process your request.

Automatic Travel Accident Insurance

Charge plane, train or bus tickets to your Citi® card and you, your spouse and eligible dependent children are automatically covered for Common Carrier at no additional cost.

Auto Rental Insurance

Pays for covered damages (physical damage and theft) to a rental vehicle when your Citi Card is used to initiate and pay for the entire rental transaction and you decline the car rental company’s collision, loss/damage waiver.

Convinced? Then why to wait? Apply or recommend.

A full comparrison of cards can be available here