The Top Personal Finance Apps to Improve Your Finances

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While a lot of apps may be glorified time wasters there are many apps that can actually improve our lives. From apps that help us tighten our waistline to tightening our purse strings these apps automate and track so that we stay on task to reach our goals. Today we are going to look at the best personal finance apps. From figuring out how to get the best credit deals to helping us save for a holiday abroad these apps make personal finance a whole lot easier and more reliable.

Money Saver Money saver is a free app which helps you track your spending and saving. Using the app you can enter your earnings from your salary, investments or any winnings. You can also enter your expenses such as clothes, meals out, and rent. The app allows you to track both your spending and your earnings over weeks, months and years. It also includes an internal financial calender that alerts you when a payment is due. Remembering to pay the power bill has never been so easy.

Account Tracker

If you have accounts at different banks you will know how annoying it can be to get a complete picture of your finances. Logging into multiple different bank accounts is no longer necessary thanks to account tracker. This app let you see different bank accounts all on one screen. It comes with a host of features such as reports, budgets and alerts for upcoming payments. It also features multi currency support. Account tracker is widely recognized as one of the best apps in its segment and was the top personal finance app in the UK for most of 2011.

Debt Dog

Trying how to calculate the actual cost of something brought on credit can tax even the most financially savvy consumer. However thanks to debt dog you will never over pay again when buying on credit. Not only does debt dog tell you how much paying for something with your credit card is going to cost you in the end it will also tell you how long it will take for you to pay it off and what your minimum payments are going to be. One of the great things about this app is how easy it is to use. You don’t need any mathematical skills and there are only two screens to interact with. There is no reason now to pay more than you have to.


Keeping track of your expenses is a cinch with the expensify app. This app can pull information from your bank and credit card accounts to track your expenses. If you pay in cash it acts as your own personal receipt scanner. Simply snap a photo of the receipt and the app will put out the merchant, the date of purchase and the amount. No longer will you need to stuff your wallet and pockets with paper receipts. This is consistently rated the number one expensing app.


Small business owners, free lancers and contractors will love OfficeTime. Keeping tracks of hours and expensing has long been the bane of small business owners who would rather focus on their actual business. OfficeTime keeps track of the billable hours that you are working and produces invoices and reports automatically based upon them. OfficeTime keeps track minute by minute of the specific costs of a particular project. For larger business it can even keep track of team costs. This saves a lot of paperwork and ensures that you get paid for the work that you do. This app is easy to customize and use making it an essential addition to any small business operation.

is the CTO of Pageonce, an application which allows you to easily handle kohl credit card payment manage all your bills and much more using your smartphone