Every credit card user need to take credit card security seriously as fraudulent in electronic transactions are getting common and difficult to tack. Keeping your credit card security loose may result in someone else using your details and making illegitimate transactions on your account. Such fraudulent transactions won’t even get noticed until the end of the month when you receive the bill. In this age when we all do a lot of transactions and dealings online it is very crucial to keep your credit card details safe and secure.
Understanding your bill completely is the first step towards lowering any chances of undetected fraudulent transactions. Make is a habit to look through your bill in detail to make sure that you know what charges have been made. If there is any charge that you are not able to recognize then try to locate who made that purchase. Do not assume that you must have made the purchase even when you don’t remember making it. Even a small but unrecognized transaction should not be ignored. Keeping the receipts of all the purchases and other transactions done on your credit card can be handy to tally with the bill at the end of the month. You can keep a log of all your transactions in a folder on your computer too.
Most of the people use credit cards to pay for online shopping which makes you more vulnerable to cyber crimes. There are hackers working to squeeze out your personal details and use them illegally. Using your personal details disclosed for online transactions these hackers may rob you of your cash. However most of the websites are also taking hacker threats seriously and making their sites as secure as possible but being sure on our own part is more important. Use your card only on secure and trusted sites. A long established site can be trusted more over a new one as a site does not have a long life span if it is not secure.
Never ever disclose the details related to your credit card at any store or to any person claiming to have the authority to know these details. Keep checking your account for any changes at short intervals to recognize anything fishy. See if your credit limit is decreasing, if the cash availability is changing without obvious reasons. These are the indicators of your account being used by others.
Yet another reliable way to keep your credit card secure is to use the various online facilities that help you keep a check on your card transactions and other important factors. If you resister your card on sites like Pageonce, you can receive alerts related to your card on your mobile of e-mails. This way you will instantly get to know of all the transactions right after they are billed on your account. It is just one place where you can check and keep an eye on all the crucial areas of your card. Any change in current balance, available credit, minimum payment due, payment due date etc can be checked with just one source of information.
Author’s bio: Sachin is a free lance writer who writes on different topics such as technology, business, finance, gadgets. He holds Master’s degree in Finance Management. He has published more than 500 articles about various topics, including commercial investments and individual investments. He loves to travel and make new friends.